Investment In Gold Coin

The Indian government and the central banking authority of India, the Reserve Bank of India (RBI) are not too happy about the fact that Indians can't get over their fascination for physical gold. The Indian government on its part has tried very hard to make physical gold less attractive by raising duties on gold as well as forbidding banks from lending money to its customers for the purchase of gold.

Even non bank financial companies (NBFCs) who till last year were gung ho about lending money against gold jewellery, have been snubbed. NBFCs can now only lend up to 60% of the value of gold that is being offered by the borrower as against 80% to 85% permitted earlier.

The government's push behind making the shine of yellow metal less attractive to Indians is understandable. India has traditionally been the biggest buyer of gold in the bullion market and demand typically rises around October and November. This festivity of Diwali is immediately followed by the wedding season that carries on till the fag end of the calendar year.

However, this is not a reason to cheer simply because the import of gold makes it a large contributor to the current account deficit of the country and in turn puts pressure on the rupee.

Gold imports in the year 2011-2012 rose to the level of USD 62 billion as compared to a total of $43 billion in the previous year and this has had the current account deficit soaring to 4.2% of the GDP, which is a record 30-year high!

The Reserve Bank of India too has made it clear time and again that till such time as the high fiscal deficit and the current account deficit are not brought under control the chances of reducing interest rates are low. But much as these reasons hit the headlines every single day, it has done little to slacken the demand for gold in its physical form.

Other Forms of Physical Gold

If you are a staunch believer in owning gold in its physical form, invest in gold coins or gold bars. If you are saving for an upcoming marriage in the family, do not buy jewellery that may go out of fashion in time. Instead, buy gold bars and coins from banks or jewellers. This is hallmark gold. So, you can be assured that you are getting pure gold and will not lose out on making charges when you go out to sell them for jewellery.

However, the disadvantage of buying gold in the form of coins and bars is that while banks sell such products they do not buy it back from their customers. The other problem is that you have to buy this form of gold at least at a 5% to 10% premium. You will not be able to recover this cost while selling it though because when you sell, it is at a discount of at least 5%. Having said that, it is still considered to be a better option instead of investing in gold jewellery.

Gold ETFs

If investment in gold as an asset class is on your mind, this form of paper gold is perhaps the best way of investment as financial planners unanimously concede. All you need is a demat account and you can start with your investment.

If you are a beginner, you can start with a very small amount of say one gram and keep up your investments from time to time according to your convenience. Gold ETFs also come with a systematic investment plan (SIP) option so that you can choose to put in a monthly sum into these schemes, just as you do with any other fund.

However, if you are expecting them to be as liquid as physical gold, you may  be disappointed as it takes its own course to sell units of an ETF just like it is with any other stock that you invest in. Also, make sure that you check the credentials of the funds offering such an ETF so that you do not get locked away in a fund that is simply illiquid.

The best known gold ETFs in the market today are Kotak Gold ETF and Gold BeES from Benchmark, which was a pioneer in launching such a scheme. Over the years both fund houses have rewarded investors with handsome returns.

E-Gold

In a sense this is an option which gives you the best of both worlds. You need a demat account to transact online in this fund and you also get to take physical delivery of gold albeit on some conditions. Your regular demat account will not work as you will need to have an account with one of the empanelled depository participants. E-gold was a platform launched by the National Spot Exchange (NSEL), which also offers a similar investment option on silver and platinum as well.

One unit of e-gold equals one gram of physical gold. If you want to save for your child's marriage in the long term, it is best to go the e-gold way. In its functionality it resembles a gold ETF and can be bought and sold like shares. This is the best way to invest in gold in small quantities and be completely hassle free and tension free as you do not have to bother about picking up the insurance or storage cost.

When your target is achieved, you can take delivery from the exchange and use it according to your requirements. If you have bought e-gold units for investment purposes only, you can sell them off whenever you wish in lieu of cash.

Hedging Through Gold Futures

This is not so much an investment but a hedging tactic that is used by those who are used to trading in gold. What these futures essentially do is they protect you against a future price hike. For instance, if the price of one unit of gold is Rs 31,000/10 gm now and a future with a tenure of three months is available at a price of Rs 31,500/10 gm, you can lock yourself at this price and protect yourself against price fluctuations in the short term. However, this may be an oversimplified explanation and truth be told you need to be savvy with a little bit of technical knowledge to understand how futures operates.

The bottomline however is that investing in gold is a viable option at the current state that we are in. But instead of rushing to the jewellery store think wisely and choose the option that you think is best suited to your investment goals.

Source: Nirmal Bang's Beyond Market

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How to Invest in Gold Jewelry

For the serious and single minded investor, it is highly usual for gold items to be on the top of the lists. Before an investor venture into the gold jewelry investment opportunity, he is encouraged to obtain knowledge via significant research. Reliable contacts and dealers in the jewelry business must be identified. When one has finalized gold prices or the jewelry supply advantage over the competition, perhaps this is the purchasing opportunity within the market. This is one of the most exciting concepts of investing in gold bullion. The jewelry store is a significant money maker. However, others may choose to purchase wholesale jewelry via online investing which in return is a profitable way to make money online. So, the field is very diverse and offers many career or investment options.

Gold jewelry has existed for thousands of years. Gold never dates or fades and it is still in fashion. As a technique, there is a choice of investment paths that an interested investor may pursue; antique or modern. Antique jewelry with or without gemstones follows the pattern of other antique items in that age does not constitute quality. Twenty- seven hundred tones of gold are used annually in manufacturing jewelry. Furthermore, gold has the tendency to wear away over time, decreasing in volume and weight due to its continued use. It is conceived that one half of all the gold sold in the United States is identified with false karat weight, so be sure to limit your investments to established, reliable and registered merchants. In this business, trust is monumental. Trust and integrity should be a priority when buying or selling during any deal throughout the market place. It is simple for jewelry retailers to take advantage of unsuspecting investors trying to make money. Many gold rush opportunities are not successful because victims are not fully aware of the pitfalls of the market. Investing in precious metal jewelry is to enter a highly specialized market with many hazards for the nonseasoned and ill equipped investor. Subsequently, there is no substitute for intensive research into all aspects of gold investment. Consider all aspects of the jewelry application as well as the merchant.

As you may notice, gold prices are elevating. This should not bring discomfort to the jewelry markets. But it is important that you market your business enthusiastically. It is very important to convince prospective investors that gold is the best investment and profitable. And interestingly enough, you must also share when it is the recommended time to invest.

Gold is a long term, low risk yet profitable investment. Gold is a must in every serious investor's portfolio. But what if you don't have knowledge, experience, skill or time to invest in gold by yourself? Then you should leave it to the expert like us. By leaving it to us, we ensure you'll make profit of 2% monthly, 112% after six months or 124% per annum.

Investment Methods in Gold

With the rising prices of gold in the bullion market, investors can embark on investment of gold either directly through ownership or through shares, spread betting, accounts and certificates.

Apart from storing gold at the safe deposit box in home or at a bank, investors can also place gold in unallocated or allocated storage with a dealer or a bank. In the event of the latter becoming bankrupt, the client can claim the gold to become a general creditor, whereas the gold held in the allocated storage has to be returned to the client in full.

Purchase of bullion gold bars is the most conventional method of investing in gold. In some nations such as Switzerland, Liechtenstein, Austria and Argentina, dealers can easily sell or purchase them over the counters of major banks. Instead, there are bullion dealers providing the same form of service. There are various sizes of gold bars available in the bullion market. Typically, in Europe, these are either available in 12.5 kg bars or 1 kg bars. However, other weight units also exist such as 1oz bar, 10 oz bar and the Tael.

More about gold investments:

The popular way of holding gold is by purchasing gold coins as an investment. Usually, the prices of bullion coins depend on the weight, with no or little premium above the price of gold. The most popular bullion gold coins include the Australian Gold Nugget, the American Gold Buffalo, the American Gold Eagle, the Canadian Gold Maple Leaf and the South African Kruggerrand.

Miscellaneous Methods of Investments in Gold:

Gold Certificates: Investment in gold does not mean storing the actual gold bullion. Rather, the gold investors can hold certificate of ownership. The Gold certificate permits the investors to sell and buy the security without any hassles involved in the transfer of the actual physical gold. The only government guaranteed gold certificate program that exists in the world is the Perth Mint Certificate Program. It offers the investors the ability to store platinum, silver and gold in an unallocated account without any storage cost.

Gold Accounts: Majority of Swiss banks provide gold accounts, wherein investors can easily sell or purchase gold just as a foreign currency.

Exchange-traded Funds: Investors can trade GETFs or Gold exchange-traded funds as shares on the major World Stock Exchanges including Sydney, New York and London.

ETFs in gold denote simple method of gaining an exposure to the price of gold sans the inconvenience of placing physical bars. Typically, for trading in gold ETFs, authorities charge a small commission along with a small yearly storage fee. By selling a small amount of gold, the annual expenses such as management, insurance and storage fees are balanced.

Powerful Tips on Investing Your Money Profitably

Powerful Tips on Investing Your Money Profitably- Fastest Way To Earn Income From Home.

As compared to depositing your money in a savings account, it is a good idea investing the same in a lucrative investment option. Rising inflation and tough economic conditions make it imperative for investors to look for the most profitable investment.

Before you invest your hard-earned money, remember that there is nothing called risk-free investment. You are not ready to become an investor until you accept the fact that all investments come with their own inherent risks and potential to lose money.

As you take important financial decisions, here are a few aspects to keep in mind -
Determine your financial goals before you choose your investment option. Are you investing to ensure substantial income after your retirement or just multiply your money? Do you want to invest all your money in a single investment option or break up your money into multiple investments to generate different streams of income? If you have a clear idea about your ultimate goal, it will be easier for you to choose the right option.

Set a definite time frame for your investment to achieve your goals faster. This will help you identify realistic goals and also give you an idea of the rates of return. Factors you must consider as you work out the time frame include your age and health. For short term investment goals, it is better to stick to cash savings. For medium and long-term goals, it is important to choose the right investment option with care as with no earning capacity after retirement you may not be able to recover losses, if any.

It is also important to understand the extent of risk you are willing to take as this will impact the duration of time you opt for your investment. If you are willing to take significant amount of risk, you can try investing options that help your money grow in a short time. You may however have to realign your financial goals if you find there are too many potential downsides.

Last but not the least; you must be clear about the amount of money you want to invest. It is a good idea investing only what you can afford to. Take into account all your liabilities such as living costs, pension contributions, insurance premiums and other debts before allocating funds for investment.

How to Invest For Profit

People are often looking for new ways to create additional money to help them pay their bills and general expenses which are seemingly going up at a faster rate than wages, or to get rid of or at least reduce the day-to-day stress involved with the traditional work place.

Perhaps you are looking to make life a bit easier for you and your family by earning extra money each month. Or perhaps it is your intention to possibly replace your job income to enable you to become time free. Whatever your incentive is you have to establish what you expect to gain from your endeavour.

This would be the starting point in formulating a detailed plan which will allow you to achieve the level of income that you need. For example if your goal is to earn $3,000 a month then your plan for achieving this would have to be significantly different if your goal was to earn a few hundred dollars a month.

There are many ways to achieve your goals. One possible way is to develop your very own investment portfolio. It is possible that in a relatively short period of time (it will not come overnight however) you could you reach your goals whatever they are, without necessarily having to spend thousands in the process.

Leave nothing to chance and with some helpful information you can succeed. However a cautionary note like everything else in life there can be no guarantees that you will be successful.

Making investments can be very daunting if you are new to the game and have limited or no experience. Initially it can seem that your investments are increasing nicely and then the opposite happens, with you facing a potential loss.

No one wants to see their investments heading the wrong way but there are things that you can do to minimise this risk. Whatever the market there are ways to boost profits and limit losses and there is help available for you to help you achieve success.

It does not matter where your interest lies it could be in stocks, commodities, FOREX, options, or even real estate there is further information available to help you whatever market type you are interested in.

Having the most suitable knowledge available can be the difference between success and failure, knowledge which is appropriate and applicable to each the type of market featured.

consequently the knowledge is available which will help and educate you in this respect.

The right knowledge can mean the difference between success and failure. The Investing for Profit Mall site is there to provide you with the knowledge suitable and applicable to each type of market featured.

Investing in Gold - Your Options

There are many precious metals to invest in, but gold still remains the most popular. Historically, gold is purchased as a hedge against any economic turmoil. This is why gold is so popular right now. Many parts of the world are in a financial crisis and many people are looking towards gold as a safe investment. The more in debt our governments become, the more money they print. This reduces the value of the currency and increases the value of gold. If you are interested in investing in gold, there are quite a few ways you can do it.

1. Bars - When you think of gold bars, you may think of photos you have seen of Fort Knox where there are stacks and stacks of gold bars. Gold bullion bars are the most traditional way to invest in gold. Gold bars are still popular and you can get them in many different sizes. They also carry a lower price premium than gold coins, but beware they are also easier to forge. Be very careful when buying these bars. Make sure you are getting them from a trusted source.


2. Coins - Investing in gold coins is very popular. Coins are valued based on their weight as well as their rarity. Some coins are worth more than others because there was a smaller circulation made. You can find gold coins from many places including banks and large and small coin dealers. Fakes are more rare when dealing with coins, but when they are faked is usually in the form of gold-plated lead.


3. Certificates - Some people don't want to have to store physical gold and instead turn to purchasing gold certificates. If you are worried about having to store your gold in a safe place to protect it from being stolen then you would probably feel safer with a certificate. Gold certificates are basically a guarantee that your gold is being held in a safe location and are usually matching with specific numbered gold bars. It is difficult to know exactly what the banks are doing though and whether or not you do actually have a numbered gold bar in a vault somewhere.


4. Mining Companies - Another way to invest in gold is to purchase stock in a gold mining company. As the price of gold moves up, your stock usually moves up with it. This is not always the case as each company's situation is different and there may be other factors that hold your stock's price down or makes it soar. There are all sorts of risks when investing in a mining stock, some are: management, weather conditions, natural disasters, accidents etc. All of these factors can greatly affect the price of your mining stock

What Is Online Trading of Gold?

Online trading of gold is one of the many forms of currency trading. This kind of trading is much like trading anything else on the market such as silver or oil. However, when it comes to trading these commodities, it is essential that you are able to differentiate between them. This is because, in most cases, gold, oil, and silver are traded by utilizing the currency of the United States. The prices that you see for gold when you look at the stock market are per ounce.

You should keep in mind that when you are trading gold, you would not actually be selling or receiving physical gold. Instead, trading gold is like trading foreign exchange currency, where you do not actually send cash. Instead, you will be able to open an account with a broker, and deposit money into your account based on how much gold that you could afford to purchase. The OCT or over the counter system is the one that is typically used when it comes to trading gold. This allows buyers and sellers to be able to communicate at any point in time. You do not have to worry about having to go through the stock exchange in order to make deals. This is closely related to the foreign exchange currency market.

There are numerous advantages that go along with trading currency on the Internet. There are many traders that have become excellent at making trades, and they use the gold market as their daily job. You can see various charts and quotes any time that you would like to because they are available at all times due to the Internet. There are more people that prefer to make their trades on the Internet because they are able to find up to date information 24 hours a day. This is very different from real time trading in the stock market because you do not have to worry about not making your trade on time. Gold trading is available to everyone, and you can make a lot of money if you learn about the market. You should know that since this market is converted into US dollars, the price of gold actually increases when the price of the dollar falls. This means that you do have to watch the market to ensure that you make your trades at the correct times, but you do not have to watch the currency rates of every country.

Read About the Advantages of Investing In Gold

We always hear about the increase in price of commodities. And we know that it is better to invest in something which will increase its value. Therefore it is logical to think that it is better to invest in gold. Let us look into some of the features regarding your investment in gold. The first thing to think about is about the form of gold in which you are planning to invest. One of the best ways to invest in gold is to buy gold coins. The supply of metals like gold and silver has reduced over the last decade and this has resulted in the increase in price of this metal.

Normally, when the price of a commodity rises, its demand should fall. But this is not what we are witnessing in the case of gold and other precious metals. The main reason for this phenomenon is that most of the people will buy gold as a form of investment in the anticipation that it will increase its price in future. In some of the foreign countries like India, people turn gold into jewelry; this will also further increase the value of gold.

Two of the main advantages of investing in gold are that its value doesn't depend on the economy of a country and its price will always be on the rise. These are two of the main facts you should look forward to see in an investment commodity. The price of gold is almost same throughout the world. It rises and falls based on the demand and supply. As long as people buy gold, the price will always be rising. If you are investing in land or other business within your country, its value can depreciate within your place. Moreover it may not be possible to sell your assets in another country.

Such is not the case with gold. Whatever be the state of economy in a country is, the price of gold is depended on the world market. An added advantage is that, gold can be used as an alterative form of currency. When all other forms of currency are having fluctuating values, gold seems to have a steady increasing pattern of increase in value. This increase in price can easily be determined by analyzing the factors affecting the price of gold. If you are looking for investing in gold, then it would be better to do it in coins or bars rather than in jewelry. Jewelry tends to be 10% to 20% more expensive to acquire than coins and the resale value is same as that of the coins.

Find Out More About the Ways to Invest in Gold

Gold is one of the excellent investments that you can think of. It always has a very special position in the society. It is always safe to invest in gold when you think about today's turbulent economy. Currently a lot of folks as well as investors are investing in gold as a means to financially support them after retirement. Now you may have numerous doubts about how it can really benefit you. It is advisable that you have good knowledge concerning gold investment since it always help you in the long run.

If you take a look at the history, we see that gold was used by people mainly for trades and accessories. But today, everything has changed and gold is considered as an asset. Since the value of this precious metal is higher than the value of money, it is a wise idea to invest in it. This reason is quite enough for you to understand how gold is beneficial for you. There are a number of ways by which you can invest in gold. Some of the ways are discusses briefly in this article.

At first, you can buy physical gold in the form of coins or bars. Many people prefer this method. There are different banks that sell gold coins to their customers and their price is calculated based on their weight. Many other banks have the option of gold bars as well. Since the gold coins are very small when compared to that of the bars, it is quite affordable. As a result many people prefer to buy coins than gold bars. The inconvenience surrounding transporting, storing and determining the value of gold bars make them less attractive than the coins.

Another way to invest is the gold certificate. In this, you don't have to worry about storing, transporting or guarding your gold. The possessor of the gold certificate is the sole owner of the commodity. The certificate can be either bought or sold just as the commodity itself. Another way you can consider to invest in gold is a gold account. Many banks offer gold accounts to their customers. This way you can either buy or sell gold just like foreign currencies.

Contract for a difference is another effective way to invest in gold. It is an agreement between the buyer and the seller of gold, in which the seller agrees to pay the difference between the recent value of gold and its previous value during the time of agreement.

How to Invest in Oil

Investing in commodities is growing as a new form of investment. Many investors are diversifying their portfolios to enter commodities investment like oil and gas. Investing in oil can be a confusing task, especially for new investors. The price fluctuations are large and a simple mistake can cost you lots of money in an instant. But its fluctuations are one of the reasons why most people choose oil and gas as an investment option. By studying and speculating on the price of oil, smart investors can make quick profits in a short period of time - sometimes, in less than a few hours. If you are new to commodities investing and would like to try out investing in oil, here are some simple tips on how to invest in oil.

Before you start investing, you need to know what are the factors that affect the price of oil. The change in demand and supply will cause fluctuations in oil prices. For example, turmoil and war in countries like Saudi Arabia, Iran, Iraq and Nigeria have affected the supply of global oil in the past. In terms of demand, rising prices will reduce the demand for oil, while industrialization will increase the demand for the commodity. Another factor that affects oil prices is speculation. Many investors and companies are bidding on oil futures contracts. These contracts let you purchase oil in the future for today's price, regardless of the increase or decrease of price in the future. If there is an increase in price in the coming months, companies have made a profit as their oil future contracts allow them to purchase oil at a cheaper price and vice versa. Trading oil futures are another form of speculation used by traders. The above factors are just examples, as there are many other issues that affect the price of oil.

Next, here are some of the tips on how to invest in oil. If you are new to the field, you will want to consider getting professionals to help you invest in the commodity. By putting your money into mutual funds that invest in oil and gas or other energy-related stocks, you are getting experts to use your money to reap profits. Before investing your money in any mutual fund, make it a point to study the mutual fund to review its past performance and its reputation.
And if you have had some time to study the commodity market, you might want to try a more hands-on approach to investing in oil. In this case, exchange traded funds (ETF) are a good way to start. Similar to the stock market in which you yourself decide when to buy and sell stocks, you are in charge of making the purchase and sales of oil and other commodities. ETFs give you the freedom of doing your own investing based on your own research.

Oil investing and other forms of energy-related investments are growing in popularity as there is always a need for supply of electricity and fuel. Although these investment sectors are profitable, do study the risks and returns well in order to help you make the profitable investments in oil and gas and other related sectors.

Article Source: http://EzineArticles.com/7217754

Making An Investment

'Save for a rainy day' is how the adage goes and our elders too propagated the same so that we have an easy life and do not get stressed for want of money during trying circumstances. In order to make oneself well equipped to deal with the unexpected trials and tribulations that life brings in it is important to follow a good investment plan. It is highly prudent to come up with an ideal investment plan so that you have pragmatic goals that are achievable. Before actually getting into serious investment, it is essential that the investor has a sound financial foundation in place. There should be some kind of emergency funds for that rainy day and the house should be adequately insured.

Making an investment greatly depends on the amount of risk the investor is ready to take. Identifying the investment goal is also crucial because there are people investing actively for different reasons... for asset accumulation, for children's education or for a major investment like a home. Being aware of the investment goal helps a lot because with this awareness you can decide upon the time horizon of your investment. Then comes the asset allocation.

Another crucial step in the investment plan is to decide on how much percentage of the savings are you going to invest in equities and how much in fixed income instruments like bonds and bond funds. When you are decided on this the next step is to put your investment plan into practice. This execution of the investment plan is probably the most difficult and challenging step for the investor's investment journey. But once the hurdle is passed, maintenance should not be a problem. However, subsequent maintenance of the tempo also is crucial to let the plan get to completion.

There are a few other factors that will help in the investor's decision making. Identifying the main cause of investing would give him a sense of commitment to stick to the plan. Otherwise the entire effort would be a directionless one. Understanding whether or not the chosen channel meets the requirements is very crucial... if it does, following up with the plan helps. But if it does not, it is always right to nip it in the bud and choose another investment channel that would meet the investor's needs.

Identifying the time frame of the investment plan would give you clarity on the finances you may have at your disposal. Understanding your investment channel will greatly help in tapping the advantages to the fullest. For instance, if you are a novice in equities and are pinning your investments there, the amount of risk you are taking is very high. It is very important that you understand the stream of your investment well rather than follow the crowd.

Choice Financial Solutions is an independent financial adviser that is committed to offering its clients pertinent advice as far as investment and investment plans are concerned. The online firm offers services in the areas of investments, mortgages, pensions and protection. Get the expert's opinions while investing in investment bonds or unit trusts or guaranteed income bonds or portfolio planning. They tailor their services so as to suit the needs of their customers.

Sachie Radim is United Kingdom Author. He has applied his knowledge and understanding to

Gold Investment - How To Go About It?

Gold continues to be the best form of investment for quite a number of years now and people prefer to invest in this previous metal since the returns are generally high and ornaments can be made out of it, even people wish to procure gold as a sign of prestige. An investment in gold enables the investor to meet the inflation without any doubt and any future finance requirement can be easily met out of the present investment in Gold.

Markets for Gold: The beautiful metal of gold is being traded in several markets all over the globe and the New York and London markets are supposed to be the largest markets. Markets for gold are functioning like stock exchange markets in all aspects of purchase and determination of cost even though the fact remains that the cost of gold is influenced by several factors.

Is Investment in Gold a good idea? Yes Gold investment is always a better option since, the purchaser cannot doubt whether the return will be higher as compared to the investment. This is due to the fact that the cost of gold is ever on the increase and above all this form of investment can be easily converted into cash as and when required. In addition, gold can also be easily carried for selling and the investor need not worry about the safety of the investment since nowadays investment can be made in gold certificates rather than physical gold.

Moreover, it enjoys several advantages as compared to investment in other metals like platinum since they cannot be easily converted into cash. When it comes to silver investment, the investor cannot be assured of the financial gain. Even though, gold investment can bring about several benefits, investor should be careful since unlike stock markets, he does not have the option of investing in small amount. To help out these people, there are websites specially meant for guiding investors about different forms of investment in gold, like biscuits, certificates, etc... All that is to be done by the investor is to register with these websites for getting their free guide and the tips are offered by expert advisors, who possess the best knowledge about investment in this yellow metal.

These websites offer tips taking into consideration the current trend of the gold market and investors can also get to know about the different types of investment in gold from these websites. So, people who are interested in investing in this yellow metal can get the help of these websites.

Gold has an international value that tends to respond to the changes in value of currencies.

An In-Depth Look at Gold Buyers

Economic uncertainties are enough to drive anyone on the verge of bankruptcy. If you're facing this issue but have some gold jewelry on hand, now is the best time to sell these to gold buyers. Here are a few pointers to help you understand this option.

Why will anyone want to sell gold?

The top reasons for selling gold always include financial hardship. Gold is a valuable item and can be passed on to children, but is also a means to get out of an economic problem sooner. It's easy to sell or pawn and can have higher resale value in many cases. Gold prices increase over the years, making it a rewarding purchase.

What are gold buyers?

Gold buyers are often companies who buy the item from willing sellers. Pawnshops are, in one way or another, indirect buyers because of their process. These shops don't directly buy the gold at first, but only uses the item as collateral. They can give you the item's value for a fraction of its price initially within an agreed upon period. This comes with expectations that you'll pay back the amount along with the interest to get it back. When you fail to do so, they in effect buy the gold as they already paid for it.

Of course, direct gold buyers are also possible. These are companies buying the item at its current market value. They won't give you a percentage of its price and won't expect you will try to get it back. Processes for each buyer will be different. Traditional shops might ask you to visit their company directly so they can assess what you're offering. This is a smart choice but only if you have time and patience. Going from one shop to another can be time consuming. The process is also difficult, as you need to "hawk" your prized possessions.

Others may ask you to ship the item to their office and wait for them to pay you. Businesses offering this service are usually online firms. Steps for sending off items can include getting the official mailing envelope from the gold buyer. These envelopes might carry insurance so you receive payment even if the item goes missing. Once it arrives on their location, they will have personnel assessing its value. After they establish the market price, they can deposit money on your bank account.

Is investing on it wise after recovering financially?

Yes, investing is always a wise move, but don't limit yourself on jewelry alone. You can also invest on other items that could be more worthwhile. To buy gold coins online, for example, might be a smart move to make. Companies that sell and buy gold coins online abound and you can inspect their wares right at your home. Know the latest prices and shipping fees to see what you can afford.

As you make transactions whether from a gold seller or gold buyer, always make sure you're dealing with a legitimate company. Ask friends or family for feedback on companies you find on the Internet. Study consumer community boards and media reports on top corporations

Selling Gold for Cash

Gold comes in many forms and most people have treasured items they could never exchange for anything. This is because of the value that comes attached to the precious metal and the class it gives to the owners. It is however easy to find that such items get spoiled or become useless with time but the fact is that they are still valuable and you always have the option of selling them for money.

The gold items are mostly in form of jewelry and there are lots of willing buyers in the market even if they could be broken. You can get good money for any piece of gold that you have to your possession. The gold prices in the market are soaring and you can always take advantage when you feel the price will reap great returns to you. The gold buyers or dealers will always be willing to buy the gold from you and will offer amazing ways of paying for the items after they have been received and tested as well as weighed.

When selling your gold, it is important that you find a dealer who offers convenient and secure way of sending the items as well as receiving your payments for them. Most of the dealers will offer options from which you can choose. To get the best value for your gold, you will need time to search for the best deals in the market. You can relate what the dealers have to offer in relation to the current value of gold. There is always the option of waiting till the prices improve to get the best from you precious metals.

When looking to sell gold, you can choose to either go directly to the dealers or conduct the whole affair online. Most people prefer the online option since it is free from stress and is quite easy. It also eliminates time wasting which comes with moving from one store to another trying to negotiate the prices. This is because you will get all the information you need from the sites before deciding whether you are selling or not. You will also have an easy time comparing between what the different dealers have to offer and then picking a deal you feel is best for you.

The online option of selling gold for cash also comes with its risks and it is important to take every essential aspect into consideration for best results.

Do you need some cash fast for your unwanted, broken, tangled, or damaged jewellery lying in the bottom of your jewellery box? sell gold offer a fast, friendly and reliable service providing cash for gold. Take advantage of the current high value of gold and get more money when you sell gold for cash.

Article Source: http://EzineArticles.com/7023734

8 Types Of Gold Trading

Gold trading

 continues to attract more traders and investors due to its significance in increasing wealth and profit. The increasing demand of gold made global indicators to acknowledge it as an attractive form of investment.

The 2008 financial crisis had a huge impact in the world and the economies. There was a decline in the confidence of consumers and investors as economies struggle with recession, declining currencies and unemployment. This led people to consider going into gold trading especially as this commodity remains the asset that is largely un-eroded. In this discussion, we will cover the number of ways traders and investors can trade this commodity.

Spot Trading

This is a form of gold trading that involves holding a position on gold as well as an opposing position on the U.S Dollar. You are simply trading the inverse price moments of the US dollar and this precious metal. Meaning, if you grab a long position on this precious metal, then you will be holding a matching short position on the US Dollar and vice versa.

Binary Options

Binary options, also known as digital options or fix odds options trading. This is a form of trading that involves the buying (call option) or selling (put option) of a contract for an asset to benefit from a price increase (for buy) or price reduction (for sell) at the time the contract expires.

Gold Exchange Traded Funds (Gold ETFs)

You can trade this precious metal by way of ETFs. The stock exchange is usually the venue where you can trade this financial instrument. ETSs are really a type of investment fund that are comparable to a mutual fund yet different since they are more aggressive. The ETF is generally composed of a portfolio of a number of different financial instruments.

Gold Futures and Options

A gold future indicates a commitment to deliver a specific amount of gold, on a specific time, at a specific price. While gold options authorize (not oblige) traders to deliver or handle delivery of a specific quantity of this precious metal on a specific data at a specific price.

Buying Gold Bars

Buying gold bar is a form of investment that has been practiced for many years by people who can afford it. It simply involves the process of purchasing gold, storing it then selling it at the time the price of this commodity has increased or use it as a form of collateral to acquire loans.

Buy and Sell Krugerrand Gold Coins

The Krugerrand Gold Coin is a gold bullion from South Africa. It is named after Paul Kruger who was a former president of the South African Republic. The coin was first minted in 1967 and later got the status of a legal tender to allow American collectors to invest in this gold bullion. This was necessary because the ownership of gold was illegal in the U.S. But owning other currencies was still allowed. Today gold ownership is not limited.

To understand why this gold bullion is so popular today, we have to look at some facts about Krugerrand. Krugerrand:

• is well known and easy to trade.
• contains 1 oz of pure gold.
• has a high durability since a small amount of gold was added to make the coin harder.
• has a beautiful design.

In addition to the original 1 oz gold coin, several smaller versions exist today. The 1 oz, 1/2 oz, 1/4 oz or 1/10 oz Krugerrand gold coins differ in their amount of gold and design.

High gold ingredient and these four versions make Krugerrand the perfect investment option. Especially when the economy is goes down. Normally, the value of gold increases during these times and the Krugerrand follows the gold price.

There are several ways to buy or sell these type of coins. Best options today are the local coin dealer and the Internet. For most traders the local coin dealer might be the best option since he handles the shipment, insurance and can check the quality (coin grade). Of course, many of these local coin dealers have a website today and offer the same service on the Internet.

Another but riskier option is using the online auction websites like eBay. Buying there is risky, because it is not easy to figure out the quality and authenticity of the coins, but it may be possible to get a much better price or rare versions that are hard or impossible to get through your local dealer.

Selling on eBay is the same as buying. The risk is higher, but it may be possible to get a higher price. Of course, shipment, insurance and payment have to be organized which consume a lot of time and money.

As a rule of thumb, if you feel uncomfortable buying or selling on eBay, simply don't do it and visit your local dealer. The online services of some reliable dealers might be an option as

Cash for Dental Gold

When people think of sending in items to cash for gold companies, the items that come to mind are often pieces of jewellery such as rings, bracelets, necklaces, chains, watches, earrings and cufflinks. Most of the gold owned by private individuals is indeed jewellery. But there are also other, equally valuable scrap gold items. One of these is dental gold. Gold crowns and bridges usually contain a high amount of gold and quite a bit of money can be made by selling them.

Why would you want to sell your dental gold?

Gold is one of the favourite materials used by dentists. This is because it is strong, durable, hypo-allergenic and smooth on the surface, creating a more gentle environment for the surrounding teeth. A crown or bridge can last for up to 40 years in some cases, much longer than any other material. But of course, they do sustain a fair amount of wear and tear, so they do need to be replaced at some point. When this time comes, people are often at a loss for what to do with their old gold teeth. Solution? Get some cash for it!

Selling dental gold

The process is fairly easy: if you want to sell your gold to an online cash for gold company (this is recommended, as they accept all kinds of scrap gold, even dental gold, and the process of evaluating your gold and then receiving your money is very fast), all you need to do is to order a so-called "gold kit". This kit will contain a pre-paid and insured enveloped that you can put your items in. Once you have done that, simply send it off to your gold buyer and wait for your money!

How much cash can I get for my dental gold?

As of 2012, the gold price is higher than it has been for a long time. Many people are taking advantage of that, because the price may continue to rise, but it may also fall. That is why it is best to sell gold now. The good news is that this precious metal is fetching a higher price for sellers than ever before. You may not think that a gold tooth will help your bank account much, but you'd be surprised! Dentist's gold is high quality, and considering the alternatives - keeping it in a dusty cupboard somewhere, or throwing it away - it would be silly not to sell it!

Article Source: http://EzineArticles.com/7146729

What Is Gold Worth?

A question that has been wracking the brains of economists for thousands of years... since a time when the Roman Empire flourished and scientists thought that the world was flat.

What we do know is that prices are determined by supply and demand, the most long-standing of economic theories... which at this point is the most concrete of all economic laws. The supply of gold is increasing very slowly, as it can only come out onto the open market as it is mined, refined, and sold... but is otherwise at a constant amount. Also, gold is a very rare substance to begin with, which creates a lack of supply.

The real question that bothers most economists is the Demand side of the equation. Demand is a force that is supposed to be driven by "need" or an ability to take a raw material (like Gold), combine it with knowledge, and create something practical that people have a need for. The problem with gold is that it is almost never practical. It is an inferior metal in terms of strength, durability, and even polish. There are many other types of metals that are vastly superior in every aspect... yet our world feels this desire towards gold.

Economic theory would argue that after time, people would realize the lack of value in gold which would lead to decreased demand and in turn, a decrease in price. However, gold is at approximately an all-time high and shows no signs of slowing down.

Perhaps on some level this increased demand for gold is another sign of our ever-present need for luxury. Or perhaps gold has just had such a long-standing reputation as a "status symbol" that it could take another thousand years before we fully realize the lack of value evident in gold.

As it stands, our economy clings to gold in times of need or instability like a child to a prized blanket. Even in a time where our currency is no longer backed by gold, the price of this shiny commodity seems to be moving ever-forward.

What does the future hold for gold? Will society ever wake up and ask "what is gold really worth?" and what drastic effects will this have on our economy if this were to happen? The truth is that gold has been a strange and unpredictable case study for economists for a few thousand years and shows no signs of changing anytime soon.

Importance of the Stock Market

The stock market is of great importance to the entire economy of a particular country. It significantly affects the development and growth of virtually all the industries and business activities in a country. These industries and businesses affected by the stock market have the capacity to affect the economy of a country by a great deal. This makes it an important factor in a country that should be viewed critically and handled with utmost care lest a country suffers great financial losses. Precautions taken towards stock market should be done by the central bank of a country, existing industries and the government as well.

Every company needs funds to expand their machinery and services. These funds are taken from financial institutions in forms of loans and as well through selling off their shares which is only done in the stock market. The shares sold off usually form part of the ownerships of the companies. For a particular company to get funds through selling off of their shares, the shares have to be listed for sale in a stocks exchange market. This way, different investors are free to view the shares and buy them thus enabling the company to get their required funds.

There are many rules that must be followed before listing shares for sale. Companies who have successfully been listed before are, however, only needed to increase their shares which they wish to sell. This will enable them get extra money for their operations. Those companies who are getting listed for the first time are subjected to various regulations which must be met fully. For instance, a company which is for first-time listing has to go for IPO first (Initial Public Offering). This will allow them get listed for the first time in the stock market and this way they will be able to generate funds which they can use in improving their services and materials. As it is evident, a business or a company cannot get funds for operation by selling off their shares through no any other means but the stock market. This clearly shows how important it is to the economic progress of a country. It should always be rising for a country to have a significant growth. This means that all the operations of a country and businesses should be aimed at ensuring a positive growth of the stock exchange.

The stock market is also significant to many traders and investors. It forms a platform where business persons can buy and sell the listed stocks and do their daily businesses. This way, one is able to generate a stable income and invest in other businesses and companies that at long rand will steer the country into economic growth. Private investors who are looking forward to investing in the stock market need to get reliable stock brokers to handle their investments. It is the brokers who will ensure that all the businesses of the investors run as expected. The brokers are also the ones who actually initiate the orders of the investors as well as execute their deals. All these lead to a chain of running businesses which maintain a stable economic balance of a country.

The stock market, therefore, provides people with a liquid and neutral ground where you can easily do your stock trading. It also provides investors with substantial amounts of funds that they often need to run and expand their businesses and companies. Unlike many other facilities, it is not so prone rapid changes due to single individual investments. It has become

Betting As An Investment

The days of "bookies" being small shops with blocked out glass fronts, full of cloth-capped men pounding up and down the smoke-filled room between the board prices and the Sporting Life while armed with their betting slips and complimentary pencils, are well gone.

They are now mostly well-furnished and nicely decorated shops with clear glass between those on the inside and those on the outside looking in. And, of course, smoking is a thing of the past. Nerves now have to be calmed with a cup of tea or coffee from the vending machines.

And the clientele has changed as well. Horror upon horrors... women go in them now! And men in smart suits too! But, of course, there's actually no need to frequent the "bookies" anymore, thanks to the internet with all major bookmakers having their own online facilities.

This, however, is not all that's changed. With the advent of the betting "exchanges" like Betfair and Betdaq the facility is there now to "trade in play" and to "Lay" a horse (bet on it to lose) rather than back it to win.

There is also a greater array of bets to be had now as well. For example in the football markets where you can bet on anything from the actual result to the length of the grass at full-time! (Well, not quite... but almost!)

And then, of course, there is Forex - the facility to bet on the foreign exchanges, so that everyone now has the chance to act and feel like a champagne-charlie from the city.

These changes have, to a very large extent, swept away the stigma of gambling with people from right across the social spectrum now willing to have a punt on this and that.

But I also believe that some of these changes have made it easier to make a second (or even primary) income from betting. And with all betting income being tax-free the attraction is obvious. With the right system or advice you can be earning well and making a greater, and often more immediate, return on your investment than you can anywhere else, especially if you can only start with small amounts. And, of course, you can work from home.

But making it easier is not the same as making it easy!

It took me two years to make it as a pro with a lot of mistakes made on the way. But I am currently testing a system I have devised for 'lay betting' on horses. In the first month on trial I turned £500 into £898.04 which is an impressive profit of 79.61%. Where else could you do that?

But without years of experience, the right betting system and/or advice from professional tipsters is paramount and there's no shortage of them willing to pass on their secrets for a price. But... and there is a "but"... there are a lot of crooks out there that will sell you rubbish and these can seriously damage your wealth.

So when trawling the internet how do you recognise the good from the bad and the downright ugly?

Well, there are just two ways. One is "experience" which, as everyone knows, you can't buy or learn from a book. Experience comes only from... well, experience!

The second is to follow a good betting site that will guide you through the pitfalls and lead you to the right system or tipster that suits your style and preferences. They can't promise they'll make you a fortune but they can certainly tilt the odds in your favour and as sure as heck save you losing one!

The next step is to differentiate between "betting" (as an investment) and "gambling" (an expensive habit). Again, this education has to come from a trusted source but it is imperative that you learn very quickly the discipline required to be a "sports investor" rather than a gambler.

You need to learn how to remove the emotion from betting, how to size your bets based on your 'betting bank', how to be disciplined, how to maximise your profits from 'compounding', what's an acceptable 'strike rate', how to 'trade in play', how to 'lay' rather than 'back', and much more besides.

But all of these things can be learned easily and quickly provided you have a good and trusted teacher and don't try to run before you can walk. Why not take that first step today?

American Girl Pictures

The Basics of Investment Banking

We have to admit that money investments have always been one of the most appealing things in the modern world. You can make your money work for you while you don't have to do much yourself. As we all know the old way of saving as much money as you can and then deposit it to a bank in order to receive a certain savings interest has to be considered (and it actually is) obsolete.

The reason is that indeed 20-30 years ago you could get descent savings interest rates from any bank which seemed a good investment. Was it a good investment though? You see in our modern economy there is a thing called "inflation" which means in simple terms that if you have 100$ this year and you can buy product A with it, with an inflation of 5% next year this product will cost $105. At the same time the bank offers you savings interest rate for depositing this money 3-4% which means that at the end of the year you will have $104.

Although we know that some years ago the banks were offering savings interest rates of 15-18% (which seems impressive), they did that in times when the inflation was 20%, because this is how things work: the saving interest rates are connected to the economy's inflation.

This means that by having your money in the bank you never actually multiply it, although it seems that you do. The only advantage you have is that your money is there for you to take... if the bank is there. And that is a huge IF these days since we all have heard the news of big, well respected banks going bankrupt and honest hard working people lost their life's savings.

On the other hand you have Money Investments meaning that instead of depositing the money you've saved in a bank, you use it to buy today something that will worth more tomorrow so you can sell it with a profit. It sounds simple but remember... simple does NOT mean easy since not everything will worth tomorrow more than today.

Even an investment that looks steady and with good potential, could go down the drain due to an unexpected reason.

However this shouldn't disappoint us because it's common knowledge that you cannot win every time... but there always is a way to win most of the times. What matters is that you can have returns of 20, 30, 50% or even more. This is how people make their money work for them and earn them more money.

Advantages of Gold Investment

Investment is one of the prime actions of individuals who would like to keep their money growing. It is a practice done by financially conscious individuals who always look forward to a better future. The purpose of investment is to continuously provide opportunities to cycle one's money and have it increasing over time. However investment is not for people who are afraid to risk. The act of investing in any type of thing whether business or any other form would need a strong decision to put one's money on the activity and guard it as it grows. There are various types of investments on which a lot of people take advantage of. One of the most talked about and highly intriguing forms of investment is gold investment.

Gold investment is basically the use of the mineral gold as a form of investment. In most cases it would be acquiring gold bars, coins, certificates, accounts and other forms to which it would grow in value and amount. The price of gold is one reason why a lot of financially conscious people dig into this type of investment. Why? Simply because the price of gold is very high compared to any other form of mineral or any other form of gem. Aside from that people get into this type of investment because gold is a product bought by the people. It is one of the highly produced materials. The people who get involved in this investment would do some analysis beforehand in order to identify if it would be beneficial to invest in gold or not.

There are some pointers to take note of, why gold investment is advantageous and why it is not. The advantages of involving in this activity includes, (1) stability of value from year to year which is not highly affected by inflation rates, (2) gold can be used as a collection and as a jewelry, it can be sold to jewelers, (3) it is a good alternative to property investment, although the prices of gold would come to a point of decrease, there is always a higher chance of a stabilized price and gold rate. Another advantage would be the US dollar rate it follows. Since gold is priced according to US dollar rate, if the US dollar exchange would increase, so is the value of your gold.

The disadvantage though would focus on only the mishandling of gold. During delivery and inter-country transfer, gold may be tarnished or harmed thus losing value and it would mean losing a bit of the value for your money.

It would be up to you if you would like to invest in gold. Again, this is not for those people who do not risk. This is an activity for people willing to go beyond regular investments and push for elite investment. Gold is something you could rely on especially that its value today is stable.

Gold Investment - Tips for Choosing a Gold Trader

The gold trader that you will choose to work with will determine to a great extent the success of your gold investment. It is therefore important to ensure that you choose one that is an expert in their field if you want good returns from your investment. Here are some things that you need to do when choosing a gold trader to ensure that you do not make a mistake that you will regret in future.

First and foremost, you need to have your requirements at your fingertips. You need to know exactly what you want from your investment and what you need from the trader. This will enable you to quickly tell whether a trader is the type that you need without wasting a lot of time. Some of the things that you might need to get clear include the amount of money that you are willing to devote to the investment, the source of the money and the method of funds transfer that you would like to use in making payments.

After you have all these, you can now look at the available traders. There are a number of things that you should look at when choosing gold traders. A good number of gold traders offer services and products online hence you will be able to find a substantial amount of information about them easily. Look at things like registration, leverage, spread and charting and use them to identify the best trader for you. For registration, you should look at the regulatory authorities that have accredited the trader.

This is a sure way of ensuring that you choose a trader who meets all the regulatory requirements without having to do a lot of research. They should also have flexible leverage and competitive spread so that even you can benefit from your investment. They should also have a trading platform that will suit your trading style.

The next thing that you need to look at when choosing gold traders is how you are going to start your investment. If you can find a trader who gives demo training before you start the actual trading, it will be very useful to your trade since it will enable you to learn some of the skills that you need to employ in the actual trade. If you can't find one who offers this training, you look for one who allows you to use a small initial fund. This will enable you to start with fewer worries since you will be risking a smaller amount of money.

The last thing, which many people overlook, is the customer service that you will receive from the trader. You need to find a trader who gives good customer service to his clients since you will be spending a substantial amount of time interacting with them. Choosing gold traders who are arrogant and careless will only leave you angry with your investment hence you may end up quitting when you shouldn't.

Once you have looked at all these, you can now start trading and purchase gold bars. A good trader is a big determining factor to your success in a gold investment. You need to invest enough time in trying to find the right one to ensure that you do not make a mistake

Article Source: http://EzineArticles.com/7412411

Buying Gold in the City of Gold

Buying gold has become a popular option for investors in the U.S. due to a continued weak economy that threatens stocks and other traditional investments. For precious metals investors gold represents one of the most reliable and time-tested means of investing and protecting financial resources. In these days, one of the best places to invest in gold is in Dubai.

Dubai has earned a reputation as the gold capital of the Middle East as well as one of the most prominent places for gold trading in the entire world. The precious metal is so important to the Dubai economy and way of living that the city of Dubai has gone so far as to trademark their marketing slogan, "City of Gold". One walk through any of Dubai's gold souks provides all the explanation one would need.

Gold prices in Dubai can change on an hourly basis due to the heavy traffic. The city and emirate both import unimaginable amounts of gold from India, resulting in low prices for foreign investors who then export the metal elsewhere. This is reflected in a constantly changing gold rate hour by hour, day by day.

So lucrative is the market in Dubai foreign investors using Forex for gold investment must be constantly on their toes, remaining ever apprised of where the price is at all times. Forex is risky to begin with, but it's multiplied with Dubai gold because the price moves so quickly.

Perhaps that's one of the reasons trading in gold is so popular among the world's high-profile investors. The same excitement a harness racing enthusiast might experience at the track is also shared by the gold trading professional. Those ups and downs of the daily market bring with them exhilarating highs and devastating lows. It's all part of the game.

For the amateur investor looking to break into the world of finance gold rate information can sometimes be deceiving. While gold prices have steadily increased over the last several decades, they have been trending lower in Dubai recently. Analysts attribute much of that decline to slumping sales in gold jewelry over the last few months.

The good news is that the annual Dubai Shopping Festival is just a couple of months away. Jewelers should be increasing their gold inventories for both straight sales and jewelry production. We should see the gold rate begin a gradual climb through the end of the year for that reason.